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Chapter 7 (LIQUIDATION)

  • You can include all of your unsecured debts.
  • Many people who are considering filing a Chapter 7 Bankruptcy are usually in distress with debt due to financial instability and or illness. By filing a Chapter 7 Bankruptcy it will ELIMINATE your unsecured debt, and help you obtain a FRESH START.
A “Means Test Questionnaire” will help us determine your eligibility for a Chapter 7 Bankruptcy.

Chapter 13 (REORGANIZATION)

  • Unlike a Chapter 7 Bankruptcy, a Chapter 13 Bankruptcy includes all of your assets and debts into a 36 or a 60 month repayment plan. A Chapter 13 Bankruptcy reorganizes your finances over time.
  • In a Chapter 13 Bankruptcy you can LIEN STRIP a 2nd Mortgage or a Line of Credit.
  • If you are in FORECLOSURE, due to loss of income, hardship, but now you can afford to make the mortgage payments, and back payments owed to the servicer. You might be eligible for a Chapter 13 Bankruptcy.
A “Means Test Questionnaire” will help us determine your eligibility for a Chapter 13 Bankruptcy.

CONTACT OUR OFFICE NOW 714.442.9741

“LIEN STRIP”, PERMANENTLY ELIMINATES MORTGAGES FROM YOUR HOME IN BANKRUPTCY
PROBLEMS WITH YOUR HOME-OWNERS ASSOCIATION
STOP FORECLOSURE WITH BANKRUPTCY
THE CALIFORNIA CENTRAL DISTRICT HAS ANNOUNCED THAT IT WILL IMPLEMENT A NEW “LMM” PILOT PROGRAM
HOW TO ELIMINATE A JUDGMENT LIEN IN A BANKRUPTCY